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1312 Dean Street, Saint Charles, IL 60174.
Darling two-story home with a charming front porch offering three bedrooms and one and a half baths (one full bath on the second level and a half bath in the basement). Since 2020, the seller has completed a full kitchen remodel down to the studs featuring white cabinetry, butcher block countertops, ceramic subway tile backsplash, new sink, faucet, and dishwasher. The kitchen includes a great eating area overlooking the private backyard. Luxury vinyl flooring runs throughout the living room, kitchen, and all bedrooms. The basement offers functional utility space best suited for storage, laundry, and workshop use. The home has been freshly painted with all of today's colors. Additional improvements include a new furnace (11/2025) and central air replaced in 2019. Wonderful walk-to-all location with vibrant Downtown St. Charles just 0.9 miles away!
MLS ID: 12588691
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1312 Dean Street, Saint Charles, IL 60174.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $349,900 | $349,900 | $349,900 |
| Down Payment | $69,980 | $12,247 | $87,475 |
| Monthly Mortgage Amount | $1,701 | $2,060 | $2,162 |
| Taxes | $487 | $487 | $487 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $154 | $0 |
| Monthly Estimated Total | $2,290 | $2,803 | $2,751 |