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1637 Locust Street, Ottumwa, IA 52501.
Tucked away at the end of the street, this charming home offers a peaceful setting with mature timber surrounding the backyard, creating a private retreat you'll enjoy year-round. Situated on two parcels, the property provides extra space and flexibility rarely found in town. Inside, you'll appreciate the character and charm throughout, including beautiful natural woodwork, built-ins, and classic colonnades separating the spacious living and dining rooms. County records reflect the home as a 2-bedroom; however, it is currently configured as a spacious 1-bedroom home with a large enclosed porch that provides additional living space and could serve as an office, hobby room, or guest area. The oversized primary bedroom, updated bathroom with separate tub and shower, and kitchen featuring updated flooring, countertops, and a large pantry add to the home's appeal. A standout feature is the oversized detached garage with a finished recreational area currently housing a pool table. Ideal for entertaining, hobbies, storage, a workshop, or future guest quarters. Newer windows, scenic views, and a wooded backdrop complete this unique property. Don't miss your opportunity to own this one-of-a-kind home!
MLS ID: 6339538
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1637 Locust Street, Ottumwa, IA 52501.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $125,000 | $125,000 | $125,000 |
| Down Payment | $25,000 | $4,375 | $31,250 |
| Monthly Mortgage Amount | $608 | $756 | $772 |
| Taxes | $174 | $174 | $174 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $55 | $0 |
| Monthly Estimated Total | $882 | $1,085 | $1,046 |