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528 Water Street, Joliet, IL 60436.
Legal two flat in the heart of downtown Joliet. 4 bedrooms and 2 full bathrooms in featuring numerous recent updates throughout. A legal two unit in the heart of downtown tho the perfect single family living as well. The bright first floor features brand-new carpet, while the dining room showcases attractive hardwood laminate flooring. The kitchen has been refreshed with new appliances, making it ready for everyday living and entertaining. Major improvements include all new windows (2024), a hot water boiler (2024), new water heater (2026), new baseboards, exterior painting completed in 2025, and roof and gutters replaced in 2020. The second floor would make for the ideal living set up or for cash flow. It features a separate entrance as well. Additional features include an owned water softener, three window A/C units, a deck for outdoor enjoyment. Conveniently located near shopping, dining, parks, and major roadways, this well-maintained home is a great opportunity for homeowners and investors alike.
MLS ID: 12666821
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528 Water Street, Joliet, IL 60436.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $175,000 | $175,000 | $175,000 |
| Down Payment | $35,000 | $6,125 | $43,750 |
| Monthly Mortgage Amount | $851 | $1,058 | $1,081 |
| Taxes | $244 | $244 | $244 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $77 | $0 |
| Monthly Estimated Total | $1,195 | $1,479 | $1,425 |